Frequently Asked Questions


Get answers to common car insurance questions


In the event the other driver is at fault and does not have insurance on their vehicle. 

 Uninsured motorist covers your loss and allows you to get your car repaired.


Collision covers your loss in the event you’re at fault

In the accident. Without this coverage your car will not be repaired, only the other driver.


Because in this society where so many people do not obey the law to carry at least the state minimum which is liability. It’s pay to protect yourself.

These types of claims fall under comprehensive coverage and can only affect the policy if there are multiple claims made in the same year and especially if they paid out over $1000 per claim.

For every person that drives your car, there is a greater chance of an accident occurring. Therefore, it is better to inform your agent of all drivers that will have access to your car in the event there is a loss.